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CAF Bank reopens online service but warns of further outages

CAF Bank has told customers its online banking service is back after being shuttered for more than ten days following what it described as "attempted fraud." In an email update seen by The Reg, the bank warned that access could remain intermittent, and it might "need to limit the amount of traffic to the website" at certain times. It admitted: "There are likely to be periods where online banking is not available. We will try to keep this to outside business hours." The bank also gave customers a timeline of the incident, saying it first noticed "attempted fraudulent activity" on July 21 "on a small number of accounts." It then called in "external specialists" and temporarily withdrew access to the online service on Wednesday, July 22, and Friday, July 24, "while we investigated." Then, on Saturday, July 25, the bank detected "related malicious activity of a different kind," which the email to customers said was "aimed at removing a small number of individual online user logins, making those logins unavailable." It added: "Again, we caught this quickly and removed access to the online service. Our investigation identified a previously unknown vulnerability in how some third-party software connects to the online banking portal." The bank was at pains to reiterate that the "core bank" was not affected, "which means that money is safe and secure in accounts." The Charities Aid Foundation-owned bank came under fire last year after customers were unable to log in or make transactions following its long-running migration to a new platform based on Temenos Transact, formerly T24. In an open letter regarding the latest outage, charities described the new online banking platform as "significantly more time-consuming to use, placing an unnecessary administrative burden on already stretched small charities" and "often unreliable." They also expressed concern they would not be able to pay staff and suppliers, with Kevan Hodges, chief exec at Kent-based Down's syndrome charity 21 Together telling the BBC: "People are concerned that wages won't get paid because of this, and that's just stressful when they have bills to pay." The bank earlier said that “due to the disruption, as a small thank you for your patience, we will be waiving our monthly customer account charge for all customers for August and September 2026.” The Reg can confirm those charges are £5 a month. Alison Taylor, CAF Bank CEO said in a statement: “We have completed the essential work with our technology partners and our online banking service is now available." She added: "I very much appreciate that this has been a frustrating experience for our customers, and I am particularly sorry for the long delays to speak to us on the phone. Our thorough investigation into the incident will continue so that we, our partners and our industry can learn from it.” ®

evening

peaceful-jp-scenery has added a photo to the pool:

evening

Oigawa river fireworks display
大井川大花火大会

The fireworks started at 7:00 PM, but it was still light out, so it was a bit too early.

19:00開始の花火はまだ明るくて、ちょっと早かったです。

Kanaya-cho, Shizuoka pref, Japan

evening

peaceful-jp-scenery posted a photo:

evening

Oigawa river fireworks display
大井川大花火大会

The fireworks started at 7:00 PM, but it was still light out, so it was a bit too early.

19:00開始の花火はまだ明るくて、ちょっと早かったです。

Kanaya-cho, Shizuoka pref, Japan

Rotterdam - FediMeteo (@rotterdam@nl.fedimeteo.com)

Weer voor de stad Rotterdam Deze bot wordt beheerd door het FediMeteo-project. Voor informatie en contact kunt u de pagina https://fedimeteo.com raadplegen.

Weer voor Rotterdam ☀️ - 04-08-2026 13:15 CEST...

Weer voor Rotterdam ☀️ - 04-08-2026 13:15 CEST

In één oogopslag:
• 32.5°C · Zonnig ☀️ | Min 22.6°C / Max 34.1°C | Kans op neerslag 22%

Verwachting voor vandaag:
• Min 22.6°C, Max 34.1°C (Bewolkt) ☁️, Kans op neerslag 22%, 🧭 1010.4 hPa ➡️ 0.0 hPa/24h, Windsnelheid: 33.8 km/u (9.4 m/s), richting: ↗ 225°

Uurlijkse voorspelling voor de komende 12 uur:

14:00: 33.5°C (Zonnig) ☀️, 🧭 1010.0 hPa ➡️ 0.0 hPa/1h, Windsnelheid: 14.0 km/u (3.9 m/s), richting: ↗ 217°
15:00: 34.1°C (Zonnig) ☀️, Kans op neerslag 26%, 🧭 1009.8 hPa ➡️ 0.0 hPa/1h, Windsnelheid: 13.7 km/u (3.8 m/s), richting: ↗ 206°
16:00: 34.1°C (Bewolkt) ☁️, Kans op neerslag 62%, 🧭 1009.7 hPa ➡️ 0.0 hPa/1h, Windsnelheid: 18.0 km/u (5.0 m/s), richting: ↗ 205°
17:00: 28.7°C (Bewolkt) ☁️, Kans op neerslag 86%, 🧭 1010.4 hPa ↗️ +0.7 hPa/1h, Windsnelheid: 33.8 km/u (9.4 m/s), richting: ↗ 240°
18:00: 26.5°C (Bewolkt) ☁️, Kans op neerslag 87%, 🧭 1009.9 hPa ↘️ -0.5 hPa/1h, Windsnelheid: 15.5 km/u (4.3 m/s), richting: → 264°
19:00: 26.4°C (Bewolkt) ☁️, Kans op neerslag 76%, 🧭 1010.1 hPa ➡️ 0.0 hPa/1h, Windsnelheid: 15.1 km/u (4.2 m/s), richting: → 262°
20:00: 25.8°C (Bewolkt) ☁️, Kans op neerslag 61%, 🧭 1010.4 hPa ➡️ 0.0 hPa/1h, Windsnelheid: 12.6 km/u (3.5 m/s), richting: ↗ 247°
21:00: 25.3°C (Zonnig) ☀️, Kans op neerslag 41%, 🧭 1011.0 hPa ↗️ +0.6 hPa/1h, Windsnelheid: 15.8 km/u (4.4 m/s), richting: ↗ 243°
22:00: 24.4°C (Helder) 🌕, Kans op neerslag 17%, 🧭 1011.5 hPa ↗️ +0.5 hPa/1h, Windsnelheid: 18.4 km/u (5.1 m/s), richting: ↗ 240°
23:00: 24.1°C (Helder) 🌕, 🧭 1011.6 hPa ➡️ 0.0 hPa/1h, Windsnelheid: 19.8 km/u (5.5 m/s), richting: ↗ 225°
00:00: 23.7°C (Helder) 🌕, 🧭 1011.7 hPa ➡️ 0.0 hPa/1h, Windsnelheid: 20.2 km/u (5.6 m/s), richting: ↗ 228°
01:00: 23.5°C (Helder) 🌕, 🧭 1011.9 hPa ➡️ 0.0 hPa/1h, Windsnelheid: 20.5 km/u (5.7 m/s), richting: ↗ 229°

Voorspelling voor de komende dagen:

woensdag 05 augustus: Min 20.3°C, Max 25.2°C (Bewolkt) ☁️, Kans op neerslag 8%, 🧭 1013.3 hPa ↗️ +2.9 hPa/24h, Windsnelheid: 22.3 km/u (6.2 m/s), richting: ↗ 238°
donderdag 06 augustus: Min 17.2°C, Max 22.0°C (Bewolkt) ☁️, Kans op neerslag 5%, 🧭 1019.5 hPa ↗️ +6.2 hPa/24h, Windsnelheid: 20.2 km/u (5.6 m/s), richting: → 274°
vrijdag 07 augustus: Min 15.1°C, Max 22.8°C (Bewolkt) ☁️, Kans op neerslag 5%, 🧭 1022.5 hPa ↗️ +3.0 hPa/24h, Windsnelheid: 7.7 km/u (2.1 m/s), richting: ↙ 32°
zaterdag 08 augustus: Min 15.8°C, Max 26.3°C (Bewolkt) ☁️, 🧭 1018.1 hPa ↘️ -4.4 hPa/24h, Windsnelheid: 13.4 km/u (3.7 m/s), richting: ↖ 125°
zondag 09 augustus: Min 19.2°C, Max 27.7°C (Bewolkt) ☁️, Kans op neerslag 9%, 🧭 1014.4 hPa ↘️ -3.7 hPa/24h, Windsnelheid: 12.5 km/u (3.5 m/s), richting: ↗ 237°
maandag 10 augustus: Min 17.7°C, Max 22.3°C (Bewolkt) ☁️, Kans op neerslag 12%, 🧭 1017.8 hPa ↗️ +3.4 hPa/24h, Windsnelheid: 16.4 km/u (4.6 m/s), richting: → 273°

Details:
• 🌡️ Huidige temperatuur (om 13:15): 32.5°C (Zonnig)
• 🤚 Gevoelstemperatuur: 33.7°C (+1.2°C)
• 💨 Windsnelheid: 13.7 km/u (3.8 m/s), richting: ↗ 219°
• 🌬️ Windstoten: 32.0 km/h (8.9 m/s)
• 💧 Luchtvochtigheid: 29%
• 🧭 Luchtdruk: 1010.0 hPa ➡️ 0.0 hPa/3h
• 👁️ Zichtbaarheid: 45.1 km
• ☀️ UV-index: 6.4
• 🌅 Zonsopgang: 06:09 · 🌇 Zonsondergang: 21:27

Luchtkwaliteit:
• AQI: 61 🟡 (Matig)
• PM2.5: 9.6 μg/m³
• PM10: 13.6 μg/m³

Gegevens geleverd door Open-Meteo



Pluralistic: Daily links from Cory Doctorow

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Pluralistic: Post-American compute for a post-American Internet (04 Aug 2026)


Today's links



A beautiful 17th century world map. It has been altered. Amongst the various creatures and ships that float in the map's seas now also float various 1950s and 1960s mainframes and components, along with Trump's disembodied hair and mouth.

Post-American compute for a post-American Internet (permalink)

Obviously, the non-American world has a digital sovereignty problem – Trump has means, motive and opportunity to order his tech companies to shut down any public official, large corporation, or individual who displeases him:

https://pluralistic.net/2026/06/18/their-trillions-our-billions/#eyes-on-the-prize

But Americans face the same digital sovereignty risk. America is a lawless place now, where a pliable Supreme Court and supine Congress have affirmed that "it's not a crime if the president does it." The same tech giants who sold out to Trump for tax breaks and protection from antitrust enforcement will happily disconnect any member of the American public, any American company, any American official who displeases Trump.

It's a strange irony that in this moment when so many of us are struggling to "de-Google" our lives, a forcible, sudden de-Googling amounts to a sort of digital death penalty:

https://www.nytimes.com/2022/08/21/technology/google-surveillance-toddler-photo.html

In a world dominated by tech monopolies, duopolies and cartels, there's every reason in the world to seek protection and insulation from these companies that are "too big to care" – and yet, the very same dominance that makes these companies such a danger also makes them indispensable.

Take "ICE Block," an iOS app that warns you if there's an ICE thug hunting people like you in your vicinity, which might save you from being kidnapped, disappeared, sent to a concentration camp, forced into slave labor in El Salvador, or simply murdered. In order to protect its relationship with the Trump regime (and the tax breaks, monopoly power and tariff-free access to Chinese labor that that relationship guarantees), Apple declared ICE officers to be a protected class and then removed ICE Block from its App Store:

https://pluralistic.net/2025/10/06/rogue-capitalism/#orphaned-syrian-refugees-need-not-apply

Big Tech is key to Trump's pogroms. Without Oracle's databases, Microsoft's administrative tools, Amazon's cloud, and Google's location data, ICE would be frozen in place. Big Tech is the source of Americans' risk from authoritarian oppression. That means that Americans cannot rely on Big Tech to protect them from that authoritarianism.

And yet, after decades of regulatory forbearance and lax antitrust enforcement, Big Tech has forced nearly all its rivals out of business. Who can compete with companies that use Irish domicile to evade taxation and US domicile to evade privacy law?

There's a joke from eastern Canada I think of often in situations like this. Its punchline goes, "If you wanted to get there, I wouldn't start from here."

But here we are. And speaking of Canada, while it has many problems, it is not (as of time of writing) the USA, but it is connected to the USA via the internet. Which means that Americans could – hypothetically – source their computing infrastructure from suppliers that were based in Canada, and who strictly ensured that they had no dependency on US services and scrupulously avoided a US "enforcement nexus":

https://pluralistic.net/2023/03/05/theyre-still-trying-to-ban-cryptography/

That is exactly what some American – and international – human rights nonprofits have done. The Technology Freedom Cooperative is a brand new organization founded by the Human Rights Data Analysis Group (San Francisco), Kilómetro 0 (Puerto Rico), Invisible Institute (Chicago), Data Cívica (Mexico) and Innocence & Justice Louisiana:

https://www.linkedin.com/pulse/techfreedomcoop-stuart-flack-8eipc/

All of these organizations are longstanding, highly effective human rights fighters. They have long, storied histories of collecting, analyzing, and presenting data to address systemic discrimination, false imprisonment, extrajudicial killings, war crimes and genocides. They have concluded that they can't rely on US tech and US servers with their data. Not after Trump and Microsoft colluded to kill the online accounts of the Chief Prosecutor of the International Criminal Court to punish him for swearing out a genocide warrant against Netanyahu:

https://apnews.com/article/icc-trump-sanctions-karim-khan-court-a4b4c02751ab84c09718b1b95cbd5db3

Tech Freedom Coop has federated computing resources in Canada, the United States, Mexico, Puerto Rico and Europe. By spreading out their data and computation across multiple jurisdictions, they seek to ensure that a US seizure or deletion of their data will not halt their work.

This federated system serves as a replacement for Big Tech's administrative tools – email hosting, cloud storage, document collaboration. More than that: Tech Freedom Coop is also building out its own AI infrastructure, locally hosted and managed.

Groups like HRDAG have decades of experience using cutting edge statistical techniques to uncover and reveal the extent of crimes committed during civil wars, hot wars, genocides and secret wars. They built the largest human rights database ever created, to track every death in the Colombian Civil War and estimate the likelihood that each killing was carried out by a CIA-backed militia, FARC guerrillas, or the Colombian military:

https://hrdag.org/colombia/

They conducted the first ever census of killing by US police officers:

https://hrdag.org/poli/

They partnered with Innocence Project New Orleans to sift through mountains of arrest reports to surface cases similar to successful exonerations, helping more innocents to win their freedom:

https://hrdag.org/2025/02/20/ipno/

Today, they are active across the USA, tracking and analyzing the crimes committed by the Trump regime:

https://hrdag.org/2026/07/05/naming-police-officers-who-kill-in-california/

And they are working in Gaza, to document the genocide so that someday, the truth can be acknowledged and the perpetrators brought to justice:

https://hrdag.org/pressroom/nyt-gaza-toll/

I've known Patrick Ball, the statistician and programmer who founded HRDAG, for more than 20 years, and every time we meet, I learn something from him. He's the person who comes to mind whenever people tell me that AI is useless and that programmers who claim otherwise are deluded. Patrick is one of the best programmers I know, he is the very best statistician I know, and he's found many, many ways to use coding assistants to help him perform massive data-analysis projects that are vital to human rights struggles. He's a "centaur" if ever there was one:

https://pluralistic.net/2025/12/05/pop-that-bubble/#u-washington

It's exciting to see Patrick and his colleagues and collaborators taking these decisive steps to begin building the post-American internet and a kind of post-bubble AI, where AI tools are treated as normal technologies, capable of helping skilled practitioners who have discernment born of experience to apply them wisely to achieve important things:

https://pluralistic.net/2026/07/28/hitl-ers/#ai-ai-oh

For more than 20 years, HRDAG has been impressing me with the things we can do using advanced statistical analysis. The current generation of AI tools are founded in advanced stats, too. No one should think that advanced stats can solve all your problems of course. The AI bubble is madness and will lead to ruin – environmental, economic, political:

https://pluralistic.net/2026/05/26/the-ai-will-continue/#until-morale-improves

The world would be a better place without the AI bubble. But AI? It's fine. It's another form of statistical analysis and inference. There's no reason to use all the planet's energy, computing and water to perform that analysis, but the correct and desirable amount of useful AI-style computation is nowhere near zero.

The coop is building good AI tools – ones grounded in a realistic assessment of their usefulness and a reasonable commitment of resources to them. They're running open models based on their own data, on computers they own and control. Their stated goal is to "help organizations test whether models are accurate, reproducible, secure, and appropriate for specific human rights use cases."

Which brings me to the final component of Tech Freedom Coop: training. They're teaching people who work in human rights how to administer their own servers, secure their data and communications, and analyze data. As their press release says, these are all "skills that are increasingly necessary for human rights organizations documenting abuses of power."

I've known this was coming for a while now, and I'm so pleased to see that it's finally launched. At last, the first steps towards a post-American internet.


Hey look at this (permalink)



A shelf of leatherbound history books with a gilt-stamped series title, 'The World's Famous Events.'

Object permanence (permalink)

#25yrsago Asia Carrera’s makeup tips http://www.asiacarrera.com/makeup/welcome.html

#25yrsago Tommy Chong's Urine Luck https://web.archive.org/web/20010818124925/https://hempmasters.com/urineluck/

#15yrsago German cops call airport full-body pornoscanners “useless,” EU requires opt out from scanning https://www.schneier.com/blog/archives/2011/08/german_police_c.html

#15yrsago Write an adventure novel in three days, the Michael Moorcock way https://web.archive.org/web/20110705155756/https://wetasphalt.com/?q=content/how-write-book-three-days-lessons-michael-moorcock

#10yrsago DRM: You have the right to know what you’re buying! https://www.eff.org/files/2016/08/06/eff_request_for_investigation_re_labeling_drm-limited_products.pdf

#10yrsago Bureaucrats disqualify Hong Kong legislative candidates for insufficient loyalty https://globalvoices.org/2016/08/05/hong-kong-election-officials-disqualify-six-legislative-candidates-for-not-being-loyal-enough-to-china/

#10yrsago The Vlogbrothers guide to voting in every state in the union https://www.youtube.com/c/howtovoteineverystate

#10yrsago Vocal fry, uptalking, nasal: women’s voices can never be “right” https://www.thecut.com/2016/07/female-voice-anxiety-c-v-r.html

#5yrsago Facebook escalates war on accountability https://pluralistic.net/2021/08/05/comprehensive-sex-ed/#quis-custodiet-ipsos-zuck

#5yrsago Drone delivery crashes https://pluralistic.net/2021/08/05/comprehensive-sex-ed/#droned

#5yrsago Anti-vaxers cool the mark https://pluralistic.net/2021/08/05/comprehensive-sex-ed/#goffman

#5yrsago Meet the new generation of pro-abortion activists https://pluralistic.net/2021/08/05/comprehensive-sex-ed/#never-again

#1yrago Bragging about replacing coders with AI is a sales-pitch https://pluralistic.net/2025/08/05/ex-princes-of-labor/#hyper-criti-hype


Upcoming appearances (permalink)

A photo of me onstage, giving a speech, pounding the podium.



A screenshot of me at my desk, doing a livecast.

Recent appearances (permalink)



A grid of my books with Will Stahle covers..

Latest books (permalink)



A cardboard book box with the Macmillan logo.

Upcoming books (permalink)

  • "The Post-American Internet," a geopolitical sequel of sorts to Enshittification, Farrar, Straus and Giroux, 2027

  • "Unauthorized Bread": a middle-grades graphic novel adapted from my novella about refugees, toasters and DRM, FirstSecond, April 20, 2027

  • "Enshittification, Why Everything Suddenly Got Worse and What to Do About It" (the graphic novel), Firstsecond, 2027

  • "The Memex Method," Farrar, Straus, Giroux, 2027



Colophon (permalink)

Today's top sources:

Currently writing:

  • “Once Is Enemy Action,” a science fiction novel about the origins of modern technofascism. Today's words: 692 (692 total).

  • "The Post-American Internet," a sequel to "Enshittification," about the better world the rest of us get to have now that Trump has torched America. Fourth draft completed. Submitted to editor.

  • A Little Brother short story about DIY insulin PLANNING


This work – excluding any serialized fiction – is licensed under a Creative Commons Attribution 4.0 license. That means you can use it any way you like, including commercially, provided that you attribute it to me, Cory Doctorow, and include a link to pluralistic.net.

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Quotations and images are not included in this license; they are included either under a limitation or exception to copyright, or on the basis of a separate license. Please exercise caution.


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"When life gives you SARS, you make sarsaparilla" -Joey "Accordion Guy" DeVilla

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Alleen het broodnodige werd meegenomen door de evacuerende campinggasten. ‘En om een of andere onverklaarbare reden het tv-kastje’

Vanaf het terras van Hotel Asteria in Venray is de bosbrand weliswaar dichtbij, maar de vuurzee maakt zich vooral indirect kenbaar door alle geëvacueerden en brandweermensen.

Wel.nl

Minder lezen, Meer weten.

Opnieuw meer betalende abonnees voor Spotify

STOCKHOLM (ANP) - Spotify heeft in het tweede kwartaal van 2026 opnieuw meer gebruikers en betalende abonnees getrokken. Dat komt naar voren uit de dinsdag gepubliceerde halfjaarcijfers van het bedrijf. De Zweedse muziekstreamingdienst zag mede daardoor ook zijn omzet verder toenemen.

Spotify kwam in het tweede kwartaal uit op 777 miljoen actieve gebruikers, tegenover 761 miljoen een kwartaal eerder. Vorig jaar in het tweede kwartaal had de streamingdienst nog geen 700 miljoen actieve gebruikers.

Het aantal premiumgebruikers steeg in een jaar tijd van 276 miljoen naar 300 miljoen. Mede daardoor steeg de totale omzet van 4,2 miljard euro in het tweede kwartaal van 2025 naar een kleine 4,8 miljard euro in het tweede kwartaal van 2026. Dat is een toename van 14 procent.

Voor het aankomende kwartaal verwacht de streamingdienst dat het aantal gebruikers oploopt tot 788 miljoen en het aantal premiumgebruikers uitkomt op 305 miljoen. De omzet zou daarbij moeten uitkomen op 5 miljard euro.


Topman onlinebank Revolut aangeklaagd in VK rond koop superjacht

LONDEN (ANP/BLOOMBERG) - De topman van de onlinebank Revolut is verwikkeld geraakt in een rechtszaak in het Verenigd Koninkrijk. Nik Storonsky wordt door een jachtmakelaarskantoor beschuldigd van het ontduiken van 17,5 miljoen euro aan commissie bij de aankoop van een superjacht. Het jacht werd door de Braziliaanse voormalig eigenaar gewaardeerd op 350 miljoen euro.

Jachtmakelaar Cecil Wright stelt dat het familiekantoor van Storonsky het bedrijf heeft benaderd om een geschikt luxe vaartuig te vinden, terwijl een ander schip dat hij eerder al had besteld nog in aanbouw was. Het makelaarskantoor vond een superjacht, maar werd naar eigen zeggen ten onrechte aan de kant geschoven toen de miljardair het schip uiteindelijk kocht.

Een woordvoerder van het familiekantoor van Storonsky, dat het vermogen van de topman van Revolut beheert, noemt de aanklacht "ongegrond" en zegt dat het zich ertegen zal verweren.


The Guardian

Latest news, sport, business, comment, analysis and reviews from the Guardian, the world's leading liberal voice

Mother of PC Harper ‘bitterly disappointed’ that son’s killers remain eligible for early release – UK politics live

Government revises plans to tackle prison overcrowding amid pressure from MPs and victims but domestic abusers and killers could still be released early

Some 86,495 people were in prison in England and Wales as of 3 August, according to the latest data published by the Ministry of Justice.

This is 2,026 below the record high of 88,521 reached on 6 September 2024, just before the current early release scheme began.

Continue reading...

‘I can’t wait’: Dominik Szoboszlai hungry for Liverpool reset under Andoni Iraola

  • Midfielder adapting to life under new manager

  • Reds need ‘something special’ without further additions

Dominik Szoboszlai believes last season’s frustration can push Liverpool to challenge for the title again but admits the squad must produce “something special” if no reinforcements arrive before the transfer deadline.

The Liverpool midfielder upped his already impressive level last season, being named the club’s player of the year, but collectively the team went into reverse with Arne Slot losing his job as a consequence. The poor title defence from a team that won the Premier League comfortably in Slot’s debut season should, Szoboszlai insists, prompt a reaction in Andoni Iraola’s debut campaign as Liverpool head coach.

Continue reading...