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Impact Iranoorlog op energierekeningen beperkt, ziet ABN AMRO

AMSTERDAM (ANP) - De Iranoorlog zorgt voor hogere energieprijzen, maar de impact op de energierekening van Nederlandse huishoudens is "vooralsnog beperkt". Dat constateert ABN AMRO op basis van eigen gegevens. Met behulp van geanonimiseerde transactiedata van klanten volgden economen van de bank de daadwerkelijke energiebetalingen van circa 1 miljoen huishoudens.

In de eerste jaarhelft betaalde een doorsneehuishouden circa 160 euro per maand voor energie. "Opvallend is dat de doorsnee-energierekening ondanks hogere markt- en contractprijzen nog nauwelijks is opgelopen", merken de economen op in een vrijdag verschenen rapport. "Naarmate meer vaste energiecontracten aflopen, zouden meer huishoudens blootgesteld moeten zijn aan hogere prijzen."

De situatie verschilt duidelijk van de energiecrisis in 2022, na de Russische inval in Oekraïne. Toen was na een paar maanden in transactiedata al terug te zien dat huishoudens fors meer gingen betalen.

Brandstof

Volgens de economen liggen de contractprijzen weliswaar hoger dan vóór de oorlog in het Midden-Oosten, maar liggen zij niet veel hoger dan een à twee jaar geleden in het geval van elektriciteit. Voor gas liggen de prijzen wel hoger, maar huishoudens gebruiken doorgaans meer stroom dan gas. "Hierdoor verlengen veel huishoudens die nu een nieuw contract afsluiten hun energiecontract tegen tarieven die vergelijkbaar zijn met die van hun aflopende contract. Voor deze groep veranderen de prijzen in hun energiecontract dus nauwelijks."

ABN AMRO ziet wel dat Nederlanders sinds het uitbreken van de oorlog meer aan brandstof besteden dan daarvoor. In doorsnee spendeerden huishoudens over de periode maart tot en met juli ongeveer 765 euro aan de pomp. Dezelfde periode een jaar eerder was dit nog 708 euro. Dat komt neer op een stijging van zo'n 8 procent.

Deze toename is wel beperkter dan de stijging van de prijzen aan de pomp. "Dit wijst erop dat huishoudens hun brandstofverbruik terugschroeven of bijvoorbeeld vaker bij goedkopere tankstations tanken om zo een deel van de hogere prijzen te kunnen opvangen."


Auto of motor steeds vaker onderwerp van juridisch geschil

TILBURG (ANP) - Over auto's, motoren en andere voertuigen ontstaan vaker juridische geschillen tussen klanten en ondernemers. Dat signaleert verzekeraar Achmea. Een onderdeel voor rechtsbijstandsverzekeringen kreeg vorig jaar 5451 meldingen binnen over dit soort geschillen, een stijging van 78 procent in vergelijking met 2021. De autobranche bevestigt de toename.

Volgens Stichting Achmea Rechtsbijstand (SAR) komt die toename deels doordat er simpelweg meer voertuigen zijn. Maar er is meer aan de hand, stelt de organisatie die Achmea-klanten met een rechtsbijstandsverzekering juridische hulp biedt. Zo zijn auto's technisch complexer geworden. Gebreken aan software of elektronica zijn regelmatig lastig aan te tonen. "We zien in de praktijk dat consumenten in dit soort gevallen vaker juridische hulp zoeken wanneer zij er niet uitkomen met de verkoper of fabrikant", zegt jurist Martijn Walschots van SAR.

Klanten met klachten staan tegenwoordig ook juridisch sterker. Als er binnen een jaar een aantoonbaar gebrek optreedt, wordt aangenomen dat dit al aanwezig was bij de aflevering van het voertuig. Voor april 2022 was die termijn slechts een halfjaar. Dit levert volgens SAR in de praktijk meer discussie op over de vraag of er echt sprake is van een aantoonbaar gebrek.

'Gesterkt door AI'

SAR wijst ook op schaarste aan onderdelen en personeel in de autobranche en alle openstaande terugroepacties. Reparaties kunnen daardoor langer op zich laten wachten. Brancheorganisatie voor autobedrijven Bovag herkent de trend dat er meer geschillen zijn. Volgens de organisatie speelt ook de opkomst van AI-hulpmiddelen een rol. Met hulp van een programma als ChatGPT kunnen klanten binnen een handomdraai juridisch ogende documenten opstellen als ze een klacht hebben.

"En de consumenten voelen zich door AI ook vaak gesterkt in hun eigen gelijk, zo'n chatbot praat je toch vaker naar de mond", zegt een woordvoerder van Bovag. "Een consument gooit misschien in vijf minuten al zijn emotie in een AI-document. Maar voor onze leden levert dat een heel proces op. Die moeten het lezen, beoordelen en eventueel met een advocaat bespreken."

Bovag heeft een bemiddelingsdienst die optreedt als klanten en autobedrijven er samen niet uitkomen bij een klacht. Onopgeloste kwesties kunnen bij een onafhankelijke geschillencommissie terechtkomen. Volgens de Bovag-woordvoerder is de verdeling van oordelen in het voordeel van de klant of ondernemer al jaren in grote lijnen hetzelfde. "Het is nog altijd fiftyfifty wie gelijk krijgt van de geschillencommissie."


Meta-topman Mark Zuckerberg koopt kasteel in Ierland

DUBLIN (ANP/RTR/BELGA) - Meta-topman Mark Zuckerberg heeft in Ierland een 19e-eeuws neogotisch kasteel gekocht. Zijn nieuwe optrekje kijkt uit over een rivier in het zuidoosten van Ierland, op zo'n 200 kilometer afstand van het Europese hoofdkantoor van het moederbedrijf van onder meer Facebook en Instagram.

Strancally Castle werd rond 1830 gebouwd en is in 2003 grondig gerenoveerd. Hoeveel Zuckerberg er precies voor betaalde, is niet bekend. The Irish Times, die als eerste over de aankoop berichtte, schat de waarde van het pand op 20 miljoen tot 30 miljoen euro. Verkopers zijn de Britse zakenman Michael Alen-Buckley en zijn echtgenote Giancarla.

Volgens een woordvoerder van Zuckerberg is het de bedoeling dat de techmiljardair in de Verenigde Staten blijft wonen, maar toch een deel van zijn tijd op het kasteel zal doorbrengen. Meta heeft ongeveer 1500 mensen in dienst in Ierland. Meerdere Amerikaanse techbedrijven hebben er hun Europese hoofdkantoor, mede vanwege het gunstige belastingklimaat van het land.


Enoshima Island

joka2000 has added a photo to the pool:

Enoshima Island

Good morning!

Osaka, Japan 大阪

Mr Mikage (ミスター御影) has added a photo to the pool:

Osaka, Japan 大阪

The Guardian

Latest news, sport, business, comment, analysis and reviews from the Guardian, the world's leading liberal voice

Jailed former Pakistani prime minister Imran Khan taken to hospital

Move may signal attempt to improve relations between military-backed government and ex-leader’s party

The jailed former Pakistani prime minister Imran Khan has been ⁠transferred to a hospital in Islamabad for medical examination, fulfilling a longstanding demand by supporters who ⁠say his health has deteriorated during more than three years in prison.

The move ​followed a supreme court order ‌this week and is ‌seen as a potential first step toward easing tensions between Khan’s party and ‌Pakistan’s powerful military establishment, which have been at odds since his removal from office in 2022.

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Website behind widely shared fake election polls run by 21-year-old

Exclusive: Rahil Prakash tells the Guardian: ‘I wanted to see if fake polls could penetrate the ecosystem that easily’

A 21-year-old recent college graduate was behind an anonymous website that put out widely shared fake election polling in Wisconsin, Nevada and California, the Guardian can reveal.

The website, Median Strategies, abruptly shut down and withdrew its polling earlier this week following questions from a reporter from the Los Angeles Times. In an unsigned statement, it described a “short-term social experiment” to examine how fake polling “could enter and spread through the political information ecosystem without independent verification”.

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Ronaldinho, 46, on mission of love and happiness – and maybe goals – at Serie C’s Ravenna

Brazilian legend pledges excitement at his unveiling for a comeback that is winning over initially disbelieving fans

It seemed like a joke, a hoax, when at 10pm on 19 June, Ravenna broke the news of Ronaldinho’s signing. The Brazilian, a former Ballon d’Or winner and one of the most recognisable figures in world football, had played his last official match in 2015 for Fluminense; a professional signing in Serie C at 46 years of age seemed unrealistic, to say the least. With football’s attention taken by the World Cup, the game was shocked by this bolt from the blue. For the most part, it remained in disbelief.

There was much discussion, in the city and around the world, about the real value of this operation, and we talked about it too, speaking with the mayor, the fans, and the president of Ravenna, Ignazio Cipriani, scion of the family known globally for Harry’s Bar, who is giving his city much more than a dream.

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Can Aryna Sabalenka find a way to repair her collapsed form? | Tumaini Carayol

With one semi-final in her last seven tournaments, the coming months will define the next stage of her career

Towards the end of a messy first set tie-break late on Wednesday, Aryna Sabalenka wildly sprayed another painfully nervous backhand before slamming her racket to the ground. As the racket connected with the acrylic floor, its vibration dampener detached from the strings and rolled off in the direction of the broadcast camera pit by the side of the court.

With the diminutive 20-year‑old Czech player Sara Bejlek leading Sabalenka 6-5 in the tie-break, this slapstick sequence forced play to pause while the Belarusian and a couple of volunteers comically searched for the missing vibration damper underneath the cameras until she gave up and retrieved a new one. A few minutes later, Sabalenka trailed by a set.

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Ludwig review – cosy crime at its bumbling best

David Mitchell and Anna Maxwell Martin are back and having a blast nerding around Cambridge solving low-stakes murders. Long may this whimsical, corduroy-clad mystery continue!

Oh, Ludwig – how do I love thee? Let me count the ways.

Or at least allow me to hold your favourite biro as you scurry around Cambridge in a state of rumpled exasperation, like a Womble that’s just been chased out of Ryman following a misunderstanding over a hole-punch.

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thexiffy

Last.fm last recent tracks from thexiffy.

The Klinik - Under the Black Sun

The Klinik

Laibach - Hymn to the Black Sun

Laibach

Morrissey - You Know I Couldn't Last

Morrissey

Osaka, Japan 大阪

Mr Mikage (ミスター御影) posted a photo:

Osaka, Japan 大阪

VK: Voorpagina

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Ajax na zege op FC Sion (2-4) dicht bij hoofdtoernooi Conference League

Ajax na uitzege op FC Sion dicht bij hoofdtoernooi Conference League

Formula 1 News

Formula 1® - The Official F1® Website

All the stories that got the Zandvoort paddock talking

Max Verstappen stole the headlines as the Formula 1 fraternity regrouped after the summer break when he announced a contract extension with Red Bull until the end of 2030. But that was just one of many stories tickling the Zandvoort paddock on Thursday ahead of this weekend's Dutch Grand Prix.

kottke.org

Jason Kottke's weblog, home of fine hypertext products

Weird Al Yankovic’s Tiny Desk Concert

Holy moly, NPR’s Tiny Desk has been going for a long time. Weird Al Yankovic first stopped by the desk in 2010, so early that they didn’t even have it on YouTube until more recently. And the other day, they had him back for a second session!

Yankovic focused on originals the first time around, but for this show he brought parodies of Don McLean’s “American Pie” (“The Saga Begins,” from 1999’s Running with Scissors) and Backstreet Boys’ “I Want It That Way” (“eBay,” from 2003’s Poodle Hat), as well as the Weezer pastiche “Skipper Dan,” from 2011’s Alpocalypse. And, for fans of the breathtakingly factual 2022 biopic Weird: The Al Yankovic Story, he performs the film’s Emmy-losing closing-credits blues-rock jam “Now You Know.”

We only get so many gifts in this life, so let’s set an intention here and now to return “Weird Al” Yankovic to the Tiny Desk in the summer of 2042. But if he’s gonna come back and see us (or whoever’s buried us and moved on) at a sprightly 82, we’ll have to ask him to bring a string section, just to keep things fresh.

Tags: music · Tiny Desk Concerts · video · Weird Al Yankovic

The Register

Biting the hand that feeds IT — Enterprise Technology News and Analysis

Go updates may delight diehard gophers but displease AI overlords

The keepers of the Go programming language on Wednesday released the latest version, v1.27, and with it come considerable advances in generics. In a nutshell, generics allow developers to write logic where data types are treated as variables, eliminating the need to rewrite (or copy and paste) a separate method for each different data type (int, string, floating point, etc.). It was "absolutely barbaric," noted one YouTube tutorial creator. Go introduced generics for both functions and custom data types in version 1.18, released in 2022. The v1.27 release expands generics to support methods, which are basically just functions that are bound to a data type. These new generics will save a lot of typing, at least if the programmer has some chops. Golang’s standard random number generator, for example, can produce either a 32-bit integer (int32), 64-bit integer (int64) or whatever integer size the CPU expects (int). Prior to v1.27’s generics, the developer would have to write a method separately to support each numerical data type they wanted to use. Beyond generics, v1.27 allows developers to more easily work with structs, which are composites that collect different data types within a single object. Now, they can set values for nested or embedded fields directly without specifying all the intermediate steps to reach them. This will save time when working with deeply nested structs. This release also gets smarter in its ability to infer data types from functions without the developer explicitly typing them out. Previously, Go required explicit type arguments whenever a generic function was passed into a slice literal, channel send, or type conversion. Save a keystroke, break a brain Go continues to evolve into a programming language capable of tackling tasks as sophisticated as building the new TypeScript language server, but some wonder if it’s losing its approachable charm along the way. Generics and these other time-saving features will come as a relief to the busy Gopher who grows weary of how much identical code they’re typing. But these language shortcuts also make the code on the screen more abstract, which has its own mental overhead. When Google engineers Rob Pike, Robert Griesemer, and Ken Thompson created Go, first released in 2009, they prioritized readability over writability. The designers “recognized that developers spend far more time reading existing code than they do typing it out,” wrote Google Group Product Manager Cameron Balahan and Google Cloud Chief Evangelist Richard Seroter in a blog post earlier this month. Generics and other keystroke-saving measures will create more indirection that can confuse someone trying to understand what the code is doing, others have argued. Generics will “make every code base entirely different,” complained the popular YouTube tech commentator (and former Netflix engineer) known as ThePrimeagen (Michael Paulson). “You're going to jump into code bases and have no idea how they work. You're gonna have to go through layers of abstraction and whole new ways in which to express things, which is just gonna be like every other language, just without all the conveniences.” Go’s value is in its simplicity. Adopting higher-level constructs makes it more of a C++ or Rust imitator, he said. “Generics aren’t needed in most of practical Go code,” observed VictoriaMetrics founder Aliaksandr Valialkin in a 2024 Medium post. The downside of these new features is that they make it “harder to understand what’s going on by just reading the code.” Think of the agents And for AI agents, Golang’s easy readability is more than just a personal preference; it’s critical to staying on target. “When code generation is offloaded to AI, the primary bottleneck of software engineering shifts entirely from the speed of writing to the rigor of reviewing, verifying, and maintaining,” the Google execs wrote. The more complicated the language, the more work it’ll take agents to understand. Syntactic magic like generics helps seasoned programmers save coding time, but does it bring any value when agents write all the code? Would learning generics contribute to an agent’s cognitive overhead (possibly leading to context rot) when writing a random number generator method for each data type takes a second or two, and is easier to debug? It’s a question that the maintainers of Go, like those of every other language, will be facing.®

Slashdot

News for nerds, stuff that matters

Does Using AI to Edit an Op-Ed on Students' Math Skills Undermine the Argument?

An anonymous reader quotes a report from The Guardian: A math professor at the University of California, Berkeley, criticizing a "severe" math deficiency among students in an op-ed for the San Francisco Standard, admitted to using artificial intelligence to help edit the piece. The Standard published a 2,000-word piece by Zvezdelina Stankova last week, in which the professor said some of her math students were "five to eight years" behind and lacked a "middle school" education on fractions and basic algebra. Stankova said the UC system's test-blind admissions were to blame, suggesting that students who weren't sufficiently prepared for the rigor of Berkeley's mathematics program were admitted because a longstanding benchmark like the SAT had disappeared.

Over the weekend, journalists at Berkeley's student newspaper, the Daily Californian, noticed the op-ed's language sounded like AI. According to Berkeley sophomore Francis Luo, they ran it through AI-detection software Pangram, which claimed 33% of the op-ed had been generated or assisted by AI. In response, Stankova admitted she had used AI software to "help edit the piece" but that the article was "the result of several hundred person-hours of intensive human work, of which about 80 hours are my own."

Stankova said by email she had used AI to locate "numerous documents and articles related to the initiative" but that "all analysis is the result of the team members." When asked about their AI usage policy, the Standard -- which published the op-ed -- shared this statement by email: "While AI may assist, our expectation is that humans are behind every article we publish and take responsibility for every word. Our understanding in working with the author of this op ed was -- and continues to be -- that this piece reflects her and her colleagues' extensive original analysis, research and expertise." Should the op-ed have been entirely written without artificial assistance or is the use of AI a distraction from the argument at hand? That's the question at the heart of the debate playing out online.

According to the op-ed, Stankova and her peers found that the number of students with a "severe deficit" in their readiness for a calculus I class had tripled after the University of California adopted test-blind admissions. Some students were allegedly five to eight years behind and struggling with basic algebra and fractions, among other concepts.

Much of that decline, Stankova argues, is from the removal of standardized tests like the SAT and ACT, which served as important benchmarks for identifying whether applicants were prepared for Berkeley-level coursework.

Read more of this story at Slashdot.